A More Thorough Accounting of Damages Can Recover More Under Texas Accident Law?
If you are hurt in any vehicle accident, you are entitled to receive compensation for many different types of damages, which include:
All of your medical bills caused by the accident: both past and future; includes the payment of all aftercare and prescribed therapy: physical, emotional, and occupational.
Property damage to both your vehicle and its contents.
Lost wages from time spent in recovery at a hospital or while you’re convalescing at home.
Lost earning capacity due to long-term disability.
Your physical pain and suffering.
Emotional and mental distress, including that of surviving family members in the event that the case is one of wrongful death.
There is no limit to how much money you can recover through a vehicle accident personal injury lawsuit. Still, you must seek a legal professional to help you protect your rights, and you must make every effort to receive treatment for your injuries so that you will recover as best you can.
Did You Know?
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Do You Need to Hire a Lawyer After a Car Wreck? We Have a Few Clues
In most instances, it takes a car accident injury lawyer to assure that accident victims recover the actual worth of all damages to themselves as well as their vehicle and its contents. If the circumstances surrounding the accident and its coverage are minor, or if everyone is behaving “above board,” a reasonably intelligent accident victim can likely handle his or her claim without the assistance of a lawyer. Here are a few (of the many) scenarios that will generally tell you if you need the services of a vehicle accident liability attorney with our Law Firm.
You’re in Pain or Suffered Physical Injuries in the Car Wreck
If you suffered any sort of bodily injury that is more severe than a small cut on your pinkie finger, it’s best to have an experienced attorney handle your legal business. A good rule of thumb in determining this is whether or not you must make a return visit to your doctor after being initially treated for your injuries. Or if the doctor you see is your family’s trusted primary healthcare provider, ask him or her. When you seek damages for bodily injuries, insurance companies don’t necessarily have to follow any predetermined guidelines when deciding how much to pay you, especially when it comes to pain and suffering. Insurance companies are more interested in collecting premiums than paying claims. So they can choose to pay you nothing just to see if you’re threat of a lawsuit is real or a bluff. Such blanket refusals are a massive benefit of having an attorney who is looking out for your interests. If you’ve suffered broken bones, head injuries, back injuries, or any other sort of injury in your wreck, do the smart thing and call an excellent attorney. Or have your family do it if you are unable to. Do it quickly.
The Other Driver is Hard to Deal With
Call a lawyer if the driver who caused your accident gives you a hard time either at the scene of the wreck or later, or if that other driver doesn’t want to give out his contact or insurance information. Belligerent accident “victims” usually have something to hide, either from the law or their insurance company. You should see such belligerence as a serious clue that he’ll make it as difficult as possible for you to recover what you deserve. Consider it a warning that you need to hire a lawyer, and don’t be slow about it.
The Insurance Company Pressures you to Settle or Continually Harasses You
Insurance companies can be tough negotiators. They waste a lot of your time if you haven’t got an attorney to stand between you and them. We’ll talk more about that immediately below.
Insurance Opposition
As we’ve already said, insurance companies are out to protect their interests. Those interests involve collecting premiums and paying out as little as necessary in claims. They’ll use adjusters to find ways to deny your claim. These adjusters may repeatedly contact you and ask what appears to be harmless questions about the accident or your injuries under the guise of “getting the facts straight.” But they’re usually calculated to induce you into saying something – often an innocent or offhand comment – to be later used against you to deny your claims. All conversations will probably be recorded. And they could come back to haunt you as evidence when it’s time to appear in court.
Our accident injury clients have learned from us the best way to deal with insurance adjusters: ignore them. Adjusters don’t call our clients. Rather, they must call us instead. When adjusters can’t talk to you, they can’t twist your innocent words around to hang you.
Many times an insurance company will pressure you to settle for less than your claim is worth: often a lot less. We encourage accepting a fair settlement if it will meet all of your needs. But an unfair or substandard settlement can devastate your legal rights. When you accept a settlement, you waive all rights to sue the defendant in the future. The settlement you accept is all you will ever collect. So it’s important not to accept an offer unless it’s fair and accomplishes all of your fiscal objectives caused by the negligent accident. The only way to determine a fair settlement offer from an insurance company that wants to victimize you again is with the assistance of a Texas vehicle accident attorney. We know how to assess the actual value of your damages, see when you’re being low-balled, and know what to do about it.
Insurance companies know that most accident victims are in dire need of cash in the wake of their wrecks. They have large medical and auto repair bills that must be timely paid. And seriously injured victims are usually unable to work as a result of their injuries. So their already reduced income is used for paying those monthly bills that never stop, which means there is little – if any – money left over to pay the additional burden of accident-related expenses.
The insurance company’s strategy is to entice you with just enough fast cash that might get you back to even. But what if that’s not the end of your recovery or financial peril? Settlements you accept from an insurance company before you have a lawyer on your side rarely if ever, benefit you in the long run. But they’re always binding. Don’t let the defendant in your case get away with paying you less than you deserve. Call our Law Firm to learn what your case is worth so that you know whether or not the defendant’s offer is fair. If you were hit by anything that has wheels and suffered a serious injury, you’re making a huge mistake by not hiring an experienced attorney. We know the insurance company games and how to forcefully negotiate the right settlement, which means you won’t have to go to court.
The time after being seriously injured in a car accident is often stressful and confusing to the victims and their families. Don’t add to the stress and confusion by letting an inexperienced attorney handle your case or represent yourself when you are unqualified to look out for your or your family’s best interests. We are uniquely qualified and fully prepared to fight for and win the fairest compensation for your total damage claims. If you or someone you know was injured in a car accident, contact an attorney at our Law Offices today at 1(800) 862-1260 (toll-free) for a free consultation and find out how we can help you.