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Personal Injury Lawyers » Signing an Insurance Release

Does the Insurance Company Want You to Accept a Settlement and Sign a Release? Be Careful What You Sign!

Many times after an employee is injured in a workplace accident, if the employer is a nonsubscriber, they will try and get the employee to sign a document that will limit the employer’s liability and the amount that the employee can recover for the injuries. This article will discuss the different kinds of documents that an employer may ask you to sign when you are injured in a workplace accident. Be advised, you should always consult with an attorney before signing any of these documents.

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What is a Nonsubscriber?

In this context, a nonsubscriber refers to an employer that does not subscribe to Pennsylvania’ workers’ compensation. This means that if an employee is injured on the job and the employer is found liable, then the employer must pay for the entirety of the employee’s damages. In order to show that an employer is liable for an employee’s injuries, the employee must show that the employer was negligent in causing the accident. However, if you sign away your rights to hold your employer accountable, you may not be able to receive any compensation for your injuries.

Pre-Injury Waiver

A lot of employers will have you sign a document called […]

Injured in Laredo? Carabin Shaw is here to fight for your rights and help you get the compensation you deserve.

How Texas Law Handles Non-Subscriber Employers in Laredo

You might think that opting out of the traditional workers’ compensation system is a risky move for employers in Laredo, but Texas law offers a framework that can actually benefit both businesses and employees. Non-subscriber employers gain flexibility in managing injury benefits, yet they also take on significant responsibilities and legal challenges. Understanding how these dynamics play out is essential for both employers and injured workers alike. What are the implications for workplace safety and employee rights when a company chooses this path? More information about work accident injuries in Laredo here

Definition of Non-Subscriber Employers

Non-subscriber employers are those that choose not to participate in Texas’s workers’ compensation system, opting instead for alternative methods of providing employee injury coverage. By selecting this route, you may have more flexibility in how you manage risks and cover employee injuries. These employers often create their own injury benefit plans, which can be tailored to meet the specific needs of their workforce.

As a non-subscriber, you’re not bound by the same regulations that govern workers’ compensation. This means you can negotiate terms of coverage, benefits, and compensation directly with your employees. However, it’s important to understand that while you gain this flexibility, you also assume greater liability. If an employee gets injured on the job, they might pursue a lawsuit against you, which could lead to higher costs in legal fees and settlements.

Choosing to be a non-subscriber can also affect your recruitment and retention efforts. Some potential employees may prefer the security that comes with workers’ compensation coverage. Consequently, you’ll […]